949-246-0192 [email protected]

Low Rates, Straight Talk

Our Origination Team

Ray J Ruddy, III

Role: Broker|Realtor

Profile: Ray J is a dynamic and knowledgeable professional in the mortgage industry. His extensive experience enables him to navigate the intricacies of mortgage and real estate with strategic acumen.

Approach: Focused on delivering client-centered solutions, Ray J combines his in-depth knowledge with a tactical approach to find the best financial outcomes for his clients.

Contact: 949-246-6350 (Direct) | 949-248-3097 (Fax) | [email protected]

Licenses: DRE.CA.GOV#01264395 | NMLS#234935

Message: “Leveraging years of expertise, I am here to guide you through every phase of your home buying or refinancing journey. Reach out for comprehensive and expert advice.”


Anthony M Ruddy

Role: Mortgage Loan Originator

Strengths: Anthony is recognized for his honest and straightforward approach to mortgage lending. He prioritizes the peace of mind of his clients by providing clear, accurate, and reliable information.

Expertise: With a keen eye for detail and a deep commitment to client satisfaction, Anthony ensures every aspect of the mortgage process is handled with precision and care.

Contact: 949-246-0192 (Cell) | 949-248-3097 (Fax) | [email protected]

Licenses: DRE#01455300 | NMLS#336383

Personal Note: “My commitment is to provide you with honest and clear guidance every step of the way. Feel free to contact me for any mortgage inquiries or assistance you might need.”

1238 Puerta Del Sol
Suite #2B
San Clemente, Ca 92673

Sunset West Financial, Inc.

CalBRE# 01160537
NMLS# 233171 click to view NMLS consumer access
DBA: Amerimac Plaza West Financial|HomeLoanDone



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