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2024’s Conforming Loan Limits in California: A User-Friendly Overview

Are you navigating the real estate market in California? Our easy-to-use tool brings you the latest on conforming loan limits for 2024. It’s perfect for real estate experts, first-time homebuyers, and investors. With data straight from the Federal Housing Finance Agency (FHFA), you’ll have the essential details for conventional mortgages at your fingertips. This is crucial for making smart choices in buying or financing properties across California.


What’s New in 2024?

More Buying Power for Single Homes: The maximum loan for a single-unit property is now $766,550. This increase means better chances for buyers and those looking to refinance.

Higher Limits for Multiple Units: If you’re eyeing a multi-unit property, there’s good news. The limits have gone up across the board. For two-unit properties, it’s now $981,500. For three units, you’re looking at $1,186,350. And for four-unit homes, the cap is $1,474,400.

Tailored to Each County: Remember, these numbers can change based on the county. This reflects the unique housing markets in different parts of California. It ensures that loan limits fit the local real estate scene.



This tool is your key to staying ahead in California’s dynamic real estate market. With up-to-date loan limit information, you’re well-equipped to make informed decisions, whether you’re buying your dream home or investing in property.

1238 Puerta Del Sol
Suite #2B
San Clemente, Ca 92673

Sunset West Financial, Inc.

CalBRE# 01160537
NMLS# 233171 click to view NMLS consumer access
DBA: Amerimac Plaza West Financial|HomeLoanDone



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California Conforming Loan Limits by County, 2024

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