as of Thursday 12/08/2022 (12:39pm)

-week in review-

  • -This is not a rate lock or commitment to lend
  • -APR stands for Annual Percentage Rate
  • -Click on the APR to view loan assumptions used in these calculations
  • -These interest rates may change or not be available at the time of loan commitment or lock-in


Purchase Loans
  • Prequalification
  • Preapproval
  • Automated  (AUS) Approval
  • (AUS) w/ Proof of Funds
  • Approval Letter (Generic)
  • Approval Letter (Custom)
  • Underwriting (UW) Approval
Refinance Loans
  • Cash-Out
  • Lower Rate, Get Paid
  • Lower Your Payments
  • Change loan term
  • Accelerate Equity Growth
  • Optimize Cash Flow
  • Home Improvements
  • Consolidate Debt
  • Remove or Reduce ‘PMI’
  • Change Title Vesting
  • Prepare to Buy
  • ‘Life’ Events
Loan Products
  • Agency
  • Conforming
  • Conf High Balance
  • Fannie Mae (FNMA)
  • HomeReady
  • Freddie Mac (FHLMC)
  • Home Possible
  • Refi Possible
  • BorrowerSmart
  • Government
  • FHA
  • FHA Streamline
  • VA 
  • Non-Conforming
  • Jumbo
Occupancy Types
  • Owner Occupied
  • Second Home
  • Non-Owner Occupied
  • Investment Property
  • Non-Occupant Co-Borrower
  • Non-Titled Co-Borrower
  • Co-Signer
  • Guarantor
  • Non-Borrowing Spouse
Property Types
  • Single Family Residence
  • Planned Unit Development
  • Detached PUD
  • Attached PUD
  • Condominium
  • Low-rise Condo (1-4 stories)
  • Mid-rise Condo (5-8 stories)
  • High-rise Condo (9+ stories)
  • Detached Condo
  • Site Condo
  • 2-4 Unit

Susie in O.C.

“You guys are so prompt and very responsive. The loan process was done flawless, and closed in such a short time. As always we are so glad to have our loans done through your office.”

Erik in O.C.

“Anthony has been excellent on two refis for me now. I highly recommend him.”

Tom in L.A.

“The loan offered was among the lowest I could find on the Internet. Compared to the “streamlined” refinance offered by the servicer of my old loan, mine has a 0.5% lower rate and $5,000 lower closing costs. The now arduous documentation process went smoothly, and the terms, rate, and conditions of the loan at signing were exactly as promised.”

J.D. in So Cal

“Ray has also been helpful in areas beyond the financing deal – when I made my first solo home purchase that was structured in a rather complex way, Ray gave me suggestions on how I can protect myself and pointed out potential areas that would concern the lender.”

1238 Puerta Del Sol
Suite #2B
San Clemente, Ca 92673

Sunset West Financial, Inc.

CalBRE# 01160537
NMLS# 233171 click to view NMLS consumer access
DBA: Amerimac Plaza West Financial|HomeLoanDone



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