HomeLoanDone | At Your Service | Low Rates, Straight Talk, Less Paper

TODAY’S RATES

as of Thursday 12/08/2022 (12:39pm)

-week in review-

30 Year Fixed Conforming

Loan Amounts up to $647,200

5.375% @ 1.132% Points, APR 5.501%
5.690% @ -.065% Points, APR 5.708%

30 Year Fixed High-Balance

Loan Amounts of $647,201 - $970,800

5.625% @ 1.031% Points, APR 5.736%
5.920% @ -.016% Points, APR 5.935%

-This is not a rate lock or commitment to lend
-APR stands for Annual Percentage Rate
-Click on the APR to view loan assumptions used in these calculations
-These interest rates may change or not be available at the time of loan commitment or lock-in

Custom Quote

Services

Purchase Loans

Prequalification
Preapproval
Automated (AUS) Approval
(AUS) w/ Proof of Funds
Approval Letter (Generic)
Approval Letter (Custom)
Underwriting (UW) Approval

Refinance Loans

Cash-Out
Lower Rate, Get Paid
Lower Your Payments
Change loan term
Accelerate Equity Growth
Optimize Cash Flow
Home Improvements
Consolidate Debt
Remove or Reduce ‘PMI’
Change Title Vesting
Prepare to Buy
‘Life’ Events

Loan Products

Agency
Conforming
Conf High Balance
Fannie Mae (FNMA)
HomeReady
Freddie Mac (FHLMC)
Home Possible
Refi Possible
BorrowerSmart
Government
FHA
FHA Streamline
VA
Non-Conforming
Jumbo

Occupancy Types

Owner Occupied
Second Home
Non-Owner Occupied
Investment Property
Non-Occupant Co-Borrower
Non-Titled Co-Borrower
Co-Signer
Guarantor
Non-Borrowing Spouse

Property Types

Single Family Residence
Planned Unit Development
Detached PUD
Attached PUD
Condominium
Low-rise Condo (1-4 stories)
Mid-rise Condo (5-8 stories)
High-rise Condo (9+ stories)
Detached Condo
Site Condo
2-4 Unit

Susie in O.C.

“You guys are so prompt and very responsive. The loan process was done flawless, and closed in such a short time. As always we are so glad to have our loans done through your office.”

Erik in O.C.

“Anthony has been excellent on two refis for me now. I highly recommend him.”

Tom in L.A.

“The loan offered was among the lowest I could find on the Internet. Compared to the “streamlined” refinance offered by the servicer of my old loan, mine has a 0.5% lower rate and $5,000 lower closing costs. The now arduous documentation process went smoothly, and the terms, rate, and conditions of the loan at signing were exactly as promised.”

J.D. in So Cal

“Ray has also been helpful in areas beyond the financing deal – when I made my first solo home purchase that was structured in a rather complex way, Ray gave me suggestions on how I can protect myself and pointed out potential areas that would concern the lender.”