High-Balance Loan Assumptions

Purchase

Loan Amount: $1,089,300
Down Payment: 25%
Loan-To-Value: 75%
Purchase Price: $1,452,400
Occupancy: Owner Occupied
Property Type: Single Family Residence
Number of Units: 1
Property State: California
Subordinate Financing: $0.00
FICO (credit) Score: 740+
County: Allows for $1,089,300 conforming loan limit

Refinance

Loan Amount: $1,089,300
Loan-To-Value: 75%
Home Value: at least $1,452,400
Loan Type: Rate & Term (no cash-out)
Occupancy: Owner Occupied
Property Type: Single Family Residence
Number of Units: 1
Property State: California
Subordinate Financing: $0.00
FICO (credit) Score: 740+
County: Allows for $1,089,300 conforming loan limit

*APR includes Lender fees, Appraisal Fee, and Credit Report Fee only. 3rd Party Title, Escrow and Recording Fees can be estimated upon request.

** All rates and programs subject to loan underwriting and approval and may be subject to change, depending on your individual credit profile and other qualifications.

***Appraisal fees can vary depending on the County you are in, Square Footage, property type, or unique home features.

****Loan Limits vary depending on which County your home is located, which could affect loan pricing. For more information regarding loan limits in your area, please check here icon_pin_alt icon